Marie is a CERTIFIED FINANCIAL PLANNING (TM) professional offering the depth of both experience and education.  Ms. DeCaprio began her career at Prudential Insurance in the Investments division where she was a fixed income mutual fund portfolio manager for nine years.  She then moved to the Citibank Private Bank where she managed portfolios for high net worth clients.  Since 2003, Marie has operated MCD Advisors in the capacity of financial planner.

Marie earned an MBA in Finance from New York University, Stern School of Business and holds the Chartered Financial Analyst designation.  Marie graduated with a BA in Economics from Rutgers University.

Marie currently lives in Westchester, NY with her husband and two children.  She previously lived in New Jersey for 15 years and grew up in the Bronx, NY.

Larry has worked as an investment manager for a quarter century, applying quantitative tools and managing more than $10 billion in assets.

In 2001, he formed Lexington Avenue Capital Management, which is based in New City, N.Y. Lexington is a financial advisory boutique, specializing in retirement planning for individuals and investment management. After 25 years as an active manager, Larry has become a convert to asset class investing. Prior to Lexington, Larry worked for The Guardian, rising to become lead equity manager and co-head of the equity department.

Larry is co-chair of the Pro Bono and Publicity committees of the Financial Planning Association of the Greater Hudson Valley.  He is president of the Cornell Club of Rockland, director of International service for the New City Rotary and a board member of Home Aides of Rockland. He is a member of the Rockland Business Association, the Estate Planning Council of Rockland County and the CFA Institute.  He is also a member of the New City Chamber of Commerce, Mahwah Regional Chamber of Commerce, and Sunset Toastmasters. Larry has written and spoken extensively on Social Security strategies and retirement planning. He is experienced with fiduciary accounts and his approach is ideally suited for endowment and foundation accounts. He offers green and socially responsible alternatives.

He is an avid outdoorsman, having hiked the entire Appalachian Trail, and written about the long-distance hiking experience in the popular book, Walking the Appalachian Trail. Larry founded the Appalachian Trail Museum, the first hiking museum in the country.

Larry graduated from Cornell University  and earned an M.B.A. from the Columbia Business School. He is a Chartered Financial Analyst.

Sandford (Sandy) Wollman is the owner of Channel Financial Planning LL and is an independent fee based financial planning service for individuals , families and small businesses.  Sandy has extensive personal and professional experience in business (family business), estate and financial planning.  He specializes in listening to client's needs and provides a comprehensive hands-on review of everything that concerns one's financial well being. 

Being a "fee only" financial planner, Sandy's sole compensation are client's fees.  This allows him to offer honest, objective and unbiased professional financial planning advice. The client's best interest always comes first. The three C's are an important part of the services provided; Confidentiality, Convenience and Communication.

Sandy is a Board Member of the Financial Planning Association of the Greater Hudson Valley and currently serves as Director of Pro Bono.  He is also a United Way Volunteer in the Financial Education Program.

Sandy lives in Rye with his wife of 20 years and their two teenage children. He is a graduate of Mamaroneck High School,  the Philadelphia College of Textiles and Science ( B.S. in Textile Engineering) and has completed the CFP Certification Professional Education Program from the College of Financial Planning.

Director of Public Awareness and Financial Planning Week   Michael Gardner   BNC Insurance Agency   (914) 937-1230

Michael Gardner is a Licensed Property and Casualty Insurance broker with BNC Insurance Agency, located Rye Brook, New York.   His specialties include providing personalized risk management solutions for clients ranging from first time home buyers to individuals with multiple exposures to risk and the need for a truly custom plan.

Throughout his six years of experience, Mike has worked for Liberty Mutual Insurance Group as an agent and the Chubb Group of Insurance Companies specializing in marketing.  He began his involvement with the FPA while at Chubb and has continued as the Director of Sponsorship, striving to learn as much as possible about the financial planning process and how it pertains to his clients.  This diverse background allows for insight in to all levels of insurance planning.

Mike earned his education at Sacred Heart University, graduating with a bachelor’s degree in Marketing.  Mike grew up in Ossining, and currently resides in Larchmont with his fiancé.  He enjoys photography, music, and skiing. He is involved as a volunteer with BSA Troop 49 where he earned the designation of Eagle Scout.

Mike is Vice President of his BNI group and a member of various organizations focused on networking and business development for young professionals.  This involvement allows Mike to provide his clients with contacts and services ranging from banking to art appraisals.

Director of Allied Professionals   Marcia S. Kaplan, CFP®, CRPC®    Ameriprise Financial Services, Inc.   (914) 289-0700

Director of Government Relations   Laura A. Medigovich, CFP®   M&T Bank   (845) 440-2844

Laura Medigovich, vice president, M&T Bank is currently the personal financial planner for the  Albany, Greater New York City, Hudson Valley and Philadelphia regions.  She is responsible for providing comprehensive financial planning to individuals and small business owners.  These services include asset allocation, retirement, estate planning, business succession, educational and risk management.  She also writes a weekly personal finance column for the local Orange county paper, The Times-Herald Record.

Ms. Medigovich joined M&T in August of 2007.  Prior to joining M&T, she was a Financial Planner for BB&T’s Fairfax, Virginia region.  She has been in the Trust and Financial Services industry for over 15 years.

Ms. Medigovich received her B.A. from the University of Maryland.  She earned the CERTIFED FINANCIAL PLANNER™ designation from the Certified Financial Planner Board of Standards.   She earned the Chartered Financial Consultant® and her Chartered Life Underwriter designations from the American College. She obtained her Certified Trust and Financial Advisor certification from the Institute of Certified Bankers.  She is a graduate of the Virginia Banker’s Association, School of Bank Management at the University of Virginia.  She holds the NASD Series 6, 63 and 65 licenses

Ken is a Certified Reverse Mortgage Consultant with Wells Fargo Bank. He has worked in the reverse mortgage industry for over 5 years.

Prior to joining Wells Fargo, Ken held a variety of sales, marketing and management positions at Xerox Corporation. After retiring from Xerox, Ken became Vice President, JP MorganChase. He then joined Abbey Consulting, LLC, where he worked with clients to address key issues in sales management and leadership development..

Ken has a BA from St. Bonaventure University and MBA from Pace University. He was an Adjunct Professor at Columbia University Graduate School of Business and was on advisory boards for the University of Michigan Graduate School of Business and Manhattanville College. He served in the US Army Artillery as a 1st Lieutenant.

Ken lives in Ridgefield, CT with Jane, his wife of 45 years.

Director at Large    Margaret M. Casey, CFP®    Financial Planning Concepts    (914) 637-9221

Ms. Casey, Vice President and certified financial planner® with Financial Planning Concepts, Inc., has a general practice in the areas of retirement and estate planning, investments, risk management, living trusts and tax planning.

Previously Ms. Casey was a Vice President with J.P. Morgan in both the investment bank
(J.P. Morgan Securities) and the commercial bank (Morgan Guaranty Trust Company). During her twenty-five year career with Morgan, she provided financial services for corporate clients as well as for Morgan itself.

In addition to experience, her professional credentials include a Master's degree (MBA) in international finance from Fordham University and a Bachelor's degree in mathematics from the College of New Rochelle.  She is a registered investor advisor, as well as a Connecticut and New York licensed insurance professional. Her CFP designation was awarded in 1992 by the International Board of Standards and Practices for Certified Financial Planners, Inc.

Ms. Casey is active in both civic and professional organizations. She currently serves on the Board of Directors of the Financial Planning Association of the Greater Hudson Valley and is the Treasurer of the East Yonkers Kiwanis Club. Previously she was Chairperson of the Zoning Board of Appeals in Black Point, Connecticut and served on the Advisory Board to the President of the College of New Rochelle.  As Vice President of the Board of Trustees, she headed the Finance Committee at the Academy of Mount Saint Ursula in New York City for six years.

Securities are offered only through LaSalle St. Securities, L.L.C. Margaret M. Casey is a general securities principal as well as a registered representative of LaSalle St. Securities, L.L.C., a registered broker-dealer and Member of FINRA/SIPC. 

Financial Planning Concepts, Inc. is a comprehensive financial planning firm, not affiliated with LaSalle St. Securities, L.L.C. 

Financial Planning Concepts, Inc. • 240 North Avenue • New Rochelle, NY 10801 • (914) 637-9221