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Budgeting: Managing Your Money with a Spending Plan

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Budgeting: Managing Your Money with a Spending Plan

This free guide explains how a simple budget can help you take control of your financial life, get better use of your money and achieve your financial goals.

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Life has many stages ... like getting married or starting a family. Life also has a way of throwing the unexpected our way, such as a health issue or losing a job. In an unpredictable world of constant change, how is it possible for a young family to meet the financial needs of today and plan for the future? The answer is more simple than we may realize: get started!

If you're not already, start monitoring how much money you bring in each month and how much you spend. Taking an honest look at this can do a lot to create a solid financial foundation. Our free Budgeting Guide offers some easy and painless tips on keeping track of your money and saving it so you have it for those special moments.

Once you know where your money comes from and where it goes, a world of opportunity opens up: planning how you want to use it. Maybe you want to buy a house or a car, or take a nice family vacation. With a little planning, our financial security and dreams can become more attainable than we may think.

  • Getting Out of Debt
  • Improving Your Credit
  • Buying a House
  • Saving for Your Child's Higher Education

How Can a Financial Planner Help You?

Financial Planners work with you at all stages of life to create a solid financial plan that will help you feel secure and give you energy to focus on other important and more fun areas of your life.

Financial planning can help you navigate any short-term issues as well as achieve your long-term goals. Today, you may be most concerned about debt, bills, poor credit and a lack of savings, but also feel the burden of saving for the kids college and your retirement. It can all be a bit overwhelming. Having a plan to stabilize your financial picture is an important step in creating a foundation to achieving your long-term goals. And having a financial expert to help you through the process can be a real advantage, saving you stress, time and money.

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Financial Planning Association

The Financial Planning Association® (FPA®) is a leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning.