Filing for bankruptcy is a daunting option that many choose to take care of debt and other financial problems. It's usually done in extreme circumstances beyond one's control such as illness, unemployment or divorce; sometimes it cannot be prevented. But it's not always the appropriate solution.
No matter what, filing for bankruptcy is not a decision to be made lightly, and you should always carefully consider bankruptcy alternatives. Educate yourself in order to make the best decision for your financial future.