About My Practice
I'm an investment advisor and fee-only CFP® registered in California. Since 1988, I've been using a more proactive investment approach based on the understanding that global capital tends to flow in and out of major asset classes in cycles. If an advisor can track this movement, and take advantage of it by buying low and selling high with the cycles, it’s possible to beat general market averages over time.This particular approach to investing is called dynamic asset allocation.
Clients who are attracted to this approach find it makes more sense than fixed asset allocations and “staying the course” as markets decline. They also like the idea of managing risk and maximizing returns by locking in profits every few years. They see wisdom in holding higher levels of cash at market tops in order to have more money to buy at market troughs--even though they may underperform in the short term if markets move higher. They don't mind leaving some money on the table, as on one can pick the exact top or bottom.
I’m also a big believer in ongoing, wide open communication with my clients. I pro-actively keep them fully informed on all relevant developments in the economy and the markets, the progress of their accounts, and the reasons why. I’m directly available to them by phone 7 days a week to answer their questions, discuss their concerns, and thoroughly explain whatever they may need to understand. Of course, as a CFP® professional, I also provide experienced guidance on the full range of non-investment financial planning issues, as that’s needed. But investment management is my specialty.
Through Herzfeld Investment Management LLC, based in Arcadia, CA, I provide a wide range of investment services to protect and grow client portfolios in favorable and unfavorable markets, and strive to provide a more personal and better investment experience over time.
Call or email me for a free consultation. Skype appointments are available.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 24, 63, 65
Life insurance: CA, Health/disability insurance: CA, Fixed annuities: CA, Variable annuities: CA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
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