About My Practice
I believe that the act of living consciously enables us to make choices that influence how our life unfolds. Financial and Life Planning helps us to make these choices intelligently, and helps us create the life we want to live.
This is the focus of my practice.
My education and first career was in counseling. I utilize this experience by listening to you and helping you to establish your Life's Goals. This is our foundation.
I have worked in financial services with a broad range of clients and businesses since 1988. These areas include work with Life, Health Disability and Long Term Care insurances, as well as a broad range of investments. I have been preparing comprehensive financial plans for eight years. Doing this helps us know how your decisions will play out, and give you the opportunity to weight the potential results of these decisions.
My focus of training and study is along developing and managing investment portfolios to maximize the return for a given range of risk. This means that we will first identify the most comfortable range for you to experience the varied returns the market gives. Next we build a portfolio that maximizes the return for this range. Finally, we review the performance in relationship to the markets and our goals. Are we accomplishing your goals? Are you comfortable with the range of returns? Has anything in your world changed that affects the above? This process continues throughout our work together.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Life insurance: CA, Health/disability insurance: CA, Fixed annuities: CA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Considerations: My investment management work is Fee Only, I do recieve commissions on insurance products.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
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