About My Practice
What's Your Dream?
Envision your future. What do you see? Is your path free of obstacles, or fraught with difficulties?
With all of the financial information available to people these days, it is often difficult to know what to make of it.
When you work with Capital Resources and Insurance, Inc., you needn’t worry about all the details, because we assume the responsibility for understanding the financial complexities and recommending a course of action that fits your specific needs.
As your dedicated partners, we'll help you improve your financial life today and create a secure tomorrow.
Rick Kagawa has been a financial services professional for over twenty years. During that time he has had one consistent mission – to improve his clients’ lives. Whether it’s helping families save and plan for children’s college education, creating estate plans that will help senior adults leave a legacy, or advising individuals on building secure financial futures, Rick’s focus is on helping clients identify what they want and find the means to get there.
Having joined his father’s insurance agency at age 35, Rick soon became a General Agent and Securities Manager. In 1990, he became a financial planner and went on to acquire a broad range of knowledge and credentials. He now provides holistic, professional financial planning services, including investment management, retirement planning, estate planning, business retirement plans, risk management and insurance planning.
Rick has a B.S. from California State University at Long Beach and, after completing a rigorous course of study and examination through the American College in Bryn Mawr, Pennsylvania, earned the right to use the CFP® marks of distinction (conferred by the CFP Board of Standards). He has received his Masters of Science degree in Financial Services from the American College. He is a member of the Financial Planning Association, the largest organization of professionals dedicated to championing the financial planning process, and is active in the Orange County chapter. In addition, he is one of a select few who have earned Approved Financial Advisor status with the NFL Players Association. Rick is also a listed advisor of the Sudden Money Institute®, an organization dedicated to helping people deal with the life changes – and the money – that can accompany transitions such as inheritance, divorce, settlement, lottery win, etc.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 24, 53, 63
Life insurance, Health/disability insurance, Fixed annuities, Variable annuities
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Consultant (ChFC®)
- Other - CLU, LUTCF, MSFS
Transamerica Financial Advisors, Inc.
Securities and Investment Advisory Services offered through Transamerica Financial Advisors, Inc., (TFA) , Member FINRA & SIPC and a Registered Investment Advisor. Investment Advisory Services are also offered through Capital Resourecs and Insurance, Inc, a California Registered Investment Advisor. Non-securities products and services are not offered through TFA. Capital Resources and Insurance, Inc and TFA are not affiliated. LD34159.
Considerations: My preference is to have a client on a retainer. This retainer can be negociated every year if needed.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.