About My Practice
Our single goal is to empower our clients with control over their financial lives and well-being.
We focus on the things clients can control: saving, spending, the timing of financial decisions, appropriate investment risk and their financial legacy. We help them manage the risk associated with the things they cannot control: financial markets , economic conditions, taxation, inflation and unpredictable life circumstances.
The clients that benefit most from our services are those looking for a long-term relationship with a trusted financial adviser and advocate. They are looking for someone who can provide them with objective and honest answers to their financial concerns so they can make the best financial decisions for the future they envision.
Experience
Managing Director, Waypoint/United Capital Private Wealth Counseling: 2005 - Present
Chair, CEO's Advisory Council, United Capital Financial Advisors: 2010 - Present
President and Managing Principal, Waypoint Financial Advisors: 1996 - 2005
Senior Financial Advisor, American Express Financial Advisors: 1987 - 1996
Certified Financial Planner™: 1991 - Present
BA, University of California, Berkeley: 1973
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 24, 63, 65
Insurance Licenses
Life insurance: CA, AZ, NV, OR, WA, Health/disability insurance: CA, Fixed annuities: CA, AZ, NV, OR, WA, Variable annuities: CA, AZ, NV, OR, WA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Other - Certified in Long-Term Care (CLTC)
Broker-Dealer Affiliation
Girard Securities, Inc.
Broker-Dealer Disclaimer
Securities offered through Girard Securities, Inc. a registered broker dealer, member FINRA and SIPC. United Capital Financial Advisers, LLC. and Waypoint/United Capital Private Wealth Counseling are not affiliated with Girard Securities, Inc.
Considerations: Advice and Investment Management are fee only. Occasional use of commision products to meet client objectives.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
