About My Practice
Since 1975, we have enhanced our clients’ financial peace of mind. In 1980, we incorporated the firm, Creative Capital Management, Incorporated ("CCMI"), which provides financial and investment advisory services on a fee-only basis. We work with high net worth individuals, owners of closely held businesses, corporations, retirement plans, and families in business, addressing all aspects of their financial well-being. On a select referral basis, we also work with individuals who have specific financial concerns, primarily in the areas of estate planning, tax planning, divorce settlements, inheritance, succession planning, retirement planning, and money management.
Approximately forty-five percent of our time is spent working with clients on an hourly fee basis which include areas of financial planning, succession planning, and income tax preparation. The remaining balance of our time is spent researching appropriate investment vehicles for the portfolios we supervise, reviewing clients’ investment objectives, formulating written investment policies for clients, reviewing and reporting on investment results, and monitoring portfolios on a continual basis. All of these services are provided on a fee-only basis.
Creative Capital Management, Incorporated is well known for its personalized service and prides itself on its responsiveness to clients’ inquiries and needs. In addition, we subscribe to a written code of ethics which outlines standards of ethical conduct that govern our firm and all of its employees, which is available to you upon request. Throughout the almost thirty-six years we have been in business, we have seen clients make tremendous strides towards financial independence.
Margaret F. Eddy, "Peggy" was born in Washington, D.C. Peggy received a B.A. degree from Wheaton College in Norton, Massachusetts. Following her marriage in August of 1974 to Bob Eddy, she worked with Bob to establish their fee-only financial advisory and investment management firm in January of 1975. She is President of the firm.
A CERTIFIED FINANCIAL PLANNER™ professional since 1983, Peggy is a member of the Financial Planning Association (FPA), nationally as well as locally. Active in the community, Peggy served as the first woman President of the El Cajon Chamber of Commerce (1979-1980) and served as a member of that Chamber’s Board of Directors from July of 1978 to June of 1984. She is a past President of Women in Business, San Diego Chapter.
In 1991, Peggy founded the San Diego Chapter of the National Association of Women Business Owners, serving as its first President. In 1992, she initiated the Family Business Forum at the University of San Diego, dedicated to the continuity of family businesses
In October of 1994 and again in October of 2001, Peg was honored as one of the thirty-four "San Diego Women Who Mean Business" as the awardee selected in the financial services category. In July of 2003, Peggy was recognized as the "2003 San Diego Woman Business Owner of the Year" by the National Association of Women Business Owners.
Registrations, Licenses, Certifications & Affiliations
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
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