About My Practice
Since 1975, we have enhanced our clients’ financial peace of mind. In 1980, we incorporated the firm, Creative Capital Management, Incorporated ("CCMI"), which provides financial and investment advisory services on a fee-only basis. We work with high net worth individuals, owners of closely held businesses, corporations, retirement plans, and families in business, addressing all aspects of their financial well-being. On a select referral basis, we also work with individuals who have specific financial concerns, primarily in the areas of estate planning, tax planning, divorce settlements, inheritance, succession planning, retirement planning, and money management.
Approximately forty-five percent of our time is spent working with clients on an hourly fee basis which includes areas of financial planning, succession planning, and income tax preparation. The remaining balance of our time is spent researching appropriate investment vehicles for the portfolios we supervise, reviewing clients’ investment objectives, formulating written investment policies for clients, reviewing and reporting on investment results, and monitoring portfolios on a continual basis. All of these services are provided on a fee-only basis.
Creative Capital Management, Incorporated is well known for its personalized service and prides itself on its responsiveness to clients’ inquiries and needs. In addition, we subscribe to a written code of ethics which outlines standards of ethical conduct that govern our firm and all of its employees, which is available to you upon request. Throughout the almost thirty-six years we have been in business, we have seen clients make tremendous strides towards financial independence.
Experience: Following Bob’s marriage in August of 1974 to Peg Eddy, he worked with Peg to establish their fee-only financial advisory and investment management firm which they started in January of 1975. Bob is Chief Financial Officer of Creative Capital Management, Incorporated and is responsible for the daily operations of the firm. In addition, he serves on the firm’s Investment Advisory committee. Prior to founding CCMI, Bob worked for Ingersoll and Rand and served in the U.S. Marine Corps overseas, as well as at Camp Pendleton.
Certifications: CERTIFIED FINANCIAL PLANNER
Professional Activities: Financial Planning Association, Member; National Association of Personal Financial Advisors, Member; California and National Enrolled Agent Societies, Member
Civic Activities: Wounded Warriors Project, Volunteer; San Diego Social Venture Partners, Member
Education: B.S. in Commerce and Engineering with a Major in Finance, Drexel University
Personal Interests: Spending time with family, Golf, International travel, Reading non-fiction, especially books authored by David McCullough
Registrations, Licenses, Certifications & Affiliations
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Other - EA
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.