About My Practice
How much income can you get in retirement, after income taxes, and keep pace with inflation over time?
What about distribution planning; how much should come from which accounts? What are strategies for tax efficient income?
How does one invest for upside stock market potential and also provide for downside protection?
Would you like to not feel a need to be "reactive" to the markets by knowing that your portfolio is being monitored and analyzed regularly. When changes are recommended, how can you be certain there is no "hidden agenda" behind the recommendations?
Our Asset Management is fee-based (no commissions). We included Retirement Projections so the future goals and expectations are clear. Included is an Investment Policy Statement as a blueprint for our work together. We conduct quarterly in-person reviews. The portfolio performance reports are completely transparent and easy to read as they are net after expenses, so you see exactly what your accounts have done. They also show average annual returns since inception, so we can go back to the projections to see if we are on track with our plan.
My staff and I look forward to speaking with you, learning about your situation and objectives and showing you samples of our work.
Nathan Cobert, Boyer & Cobert Financial Group and Stonebridge Financial.
Certified Financial Planner™, Chartered Financial Consultant, Certified Life Underwriter, Certified Divorce Financial Analyst
Nathan is a Certified Financial Planner, Chartered Financial Consultant, Chartered Life Underwriter and a Certified Divorce Financial Analyst. He has been providing Financial Planning and Wealth Management services in Marin County since 1989.
Nathan has provided workshops and presentations to many professional groups on such topics as Financial Planning, Tax Efficient Portfolios, Distribution Planning and Divorce Financial Analysis.
Professional memberships include the Financial Planning Association and the Society of Financial Service Professionals.
Community service involvement: Terra Linda Rotary: member and past World Community Service Chairperson, Marin County Senior Financial Abuse Community Task Force; Marin County Financial Abuse Specialist Team, Senior Advocacy Services, past Board of Directors Member and past Board President
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 63, 65, 66
Life insurance: CA, Health/disability insurance: CA, Fixed annuities: CA, Variable annuities: CA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Consultant (ChFC®)
- Other - Certified Divorce Financial Analyst, CLU
AXA Advisors, LLC
Considerations: Based on the portfolio size and the investment platform that is most suitable for each client.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
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