About My Practice
Maureen Richardson is a CERTIFIED FINANCIAL PLANNER™ Practitioner with 20 years of experience in the financial services industry. Maureen works with high-achieving individuals and small business owners on wealth accumulation, estate preservation, risk management, and investment planning. Maureen focuses on pre-retirement and retirement planning and the issues involved in retirement income strategies.
Formally trained as a skater, Maureen learned the importance of discipline and the value of hard work from a young age. She started her investment career early by working her way through college as a broker's assistant at Merrill Lynch. After graduating from Kent State University in Ohio with a finance degree, Maureen moved to Manhattan to work for the former EF Hutton & Co. From New York Maureen then moved to Northern California to work as a compliance examiner for the National Association of Securities Dealers. Maureen then went on to Charles Schwab and Co. where she led projects in their branch and corporate audit department.
Maureen has been Series 7 registered (the General Securities Exam) since 1985 and is registered as a Registered Representative and an Investment Adviser Representative of Commonwealth Financial Network. She completed her CERTIFIED FINANCIAL PLANNER™ certification in 1996.
As an independent financial advisor, Maureen brings her extensive background involving the inner workings of the financial services industry to the table. She understands the business from Wall Street to Main Street and shares that valuable expertise and experience with her clients. Ever resourceful and practical, Maureen has a knack for listening to her clients and working with them to create a plan for their financial goals.
Maureen keeps her edge through ongoing continuing education and a disciplined weekly work schedule. She participates in industry conferences and events to stay up-to-date on the latest trends and insights affecting her clients.
Maureen's vision is to free up your time, reduce the stress of financial decision-making, and help you reach your financial goals to live the lifestyle you've worked so hard to achieve.
Her best clients know planning doesn't restrict your life, it opens up possibilities and allows you to spend money on things that are important to you; things you enjoy doing. She can help you align your resources around these priorities.
Please call Maureen for a consultation, especially if you've been thinking about any of the following questions:
When should I take social security?
I've remarried... How do I protect my children's rights to family assets and also provide for my spouse?
How can I protect myself financially in a divorce?
Will I have enough money to live on for the rest of my life (given inflation and rising health care costs)?
Strictly intended for individuals in: AZ, CA, MA, NJ, NV, OR, WA. No offers may be made or accepted from any resident outside these states due to various state and registration requirements regarding investment products and services. Maureen Richardson (CA Insurance Lic.# 0B17656) is a Registered Representative and Investment Adviser Representative with/and offers Securities and Advisory Services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.
BA Finance, Kent State University, Kent Ohio
EF Hutton & Co, New York , NY
National Association of Securities Dealers, San Francisco, CA
Charles Schwab & Co, Inc, San Francisco, CA
American Express Financial Advisors, Walnut Creek, CA
Current independent Broker Dealer affiliation: Commonwealth Financial Network, Waltham MA
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 63
Life insurance: CA, Health/disability insurance: CA, Fixed annuities: CA, Variable annuities: CA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Other - Certified Financial Divorce Specialist
Commonwealth Financial Network
Securities offered through Commonwealth Financial Network, member FINRA/SIPC
Considerations: My office systems are built around a $250,000 minimum. However, if someone truly desires to achieve, I will waive the minimum.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.