Why Use This Tool?

Now, more than ever, clients need to know the answer to the question, "How am I doing?" This is a deeply personal question that relates to one's ability to retire, generate sufficient income and achieve life goals.  I utilize Wells Fargo Advisors' investment planning profiling process to help answer this question. I focus on helping clients with pre-retirement planning, retirement income strategies, college planning and navigating life event changes from my office in Walnut Creek, CA.

A great investment plan is more than numbers.  It encompasses the aspirations and concerns that we all hold for the future.  A well thought out plan allows for change over time and can be used to try out new ideas, options and life alternatives.

Our first meeting helps us get to know one another and  have your questions answered about my background and approach.

If we decide to work together our second meeting begins with an in-depth conversation covering all aspects of your current situation.  This will help to define your most important critical issues and objectives and uncovers strengths and weaknesses with your current financial situation.  The result is greater clarity.

After analyzing your current situation and goals I'll prepare a clear investment strategy that focuses on key issues and addresses problem areas. 

Your investment plan is kept organized, accessible and current.  Ongoing periodic reviews help ensure that your plan remains in alignment with your goals.  Performance reports and periodic review meetings keep your plan up to date with the changes in your life.

As a Vice President - Investments with Wells Fargo Advisors, Ellen Neumark has been a Financial Advisor for 28 years.  Ellen spent over 20 years with A.G. Edwards & Sons in Walnut Creek before joining Wells Fargo Advisors.  She earned her certification as a CERTIFIED FINANCIAL PLANNER™ professional from the Certified Financial Planner Board of Standards, Inc. She is a member of the Financial Planning Association and the Financial Women's Association of San Francisco.

The CFP Board is a professional  regulatory organization that acts in the public's best interest by fostering professional standards in personal financial planning.  It is committed to establishing and enforcing education, examination, experience and ethics requirements for CFP® certificants.  To earn a CFP® certification, students must Neumark list of nearly 100 topics related to integrated  planning and must sit for a rigorous 10 hour CFP Board Certification Examination.

For the second year in a row Ellen  was honored to have been chosen as one of East Bay's Five Star Wealth Managers through an independent survey through Diablo Magazine*. 

*2012 Survey conducted by Five Star Professional, an independent third-party research firm, who received 1,145 nominations among all wealth managers in the East Bay area from peers or firms and evaluated the nominees based on 10 objective criteria including client retention rates, client assets administered, firm review and favorable regulatory and complaint history. 232 award winners were named 2012 Five Star Wealth Managers which represents less than 7% of the total wealth managers in the area. The Five Star award is not indicative of the wealth manager's future performance. Wealth Managers may or may not use discretion in their practice and therefore may not manage their client’s assets.

Please keep in mind that working with a FIVE STAR Wealth Manager is no guarantee as to the future investment success nor is there any guarantee that the selected Wealth managers will be awarded this accomplishment by Crescendo in the future.For more information : www.fivestarprofessional.com/2012/research.php.

Please keep in mind that working with a FIVE STAR Wealth Manager is no guarantee as to the future investment success nor is there any guarantee that the selected Wealth managers will be awarded this accomplishment by Crescendo in the future.For more information : www.fivestarprofessional.com/2012/research.php