Why Use This Tool?

For me working in the Financial Planning world isn't a job it's my passion.  I know that may sound clichéd but, I wake up every day looking forward to my work. I get to help people achieve their goals and objectives, which is incredibly satisfying.  Knowing clients and their children are safe and secure means everything to me. 

I invite you to come meet with me and lets get to know one another.  It is extremely important that you pick the planner that's the right fit for you.

Dr. Michael W. Olff CFP®  

Certified Financial Planning is my second career.  I Practiced Chiropractic for 30 fantastic years, 20 in Hayward and 10 in Discovery Bay. CA.  Upon retirement in 2008 I pursued another passion of mine, helping others achieve financial success.  I am still fully licensed to practice chiropractic, however do not treat patients anymore.

I am a big believer that staying healthy can bring you greater wealth.  Health care costs are spiraling out of control today, and the best defense is a good preventive offense. The average couple today will spend 200,000+  in out of pocket costs on healthcare in retirement.  Be aware  that's over a 25 year retirement in inflated dollars. But that's insane, maintaining good health and preventing illness is the key to preserving your savings. I am here to help you set up a great plan, with defensive and offensive strategy's.



Bs. Human Biology
Doctorate of Chiropractic National University of Health Sciences
Certified Financial Planning Boston University


Dr. Michael W. Olff CFP®