About My Practice
A & I Financial Services LLC is a family-owned and operated financial solutions provider headquartered in Englewood, Colorado. Founded in 1986, our financial team offers over 60 years of combined experience and continuing education to our clients. For over two decades we have helped our clients optimize their assets and income.
A & I Financial Services offers personalized investment services for individuals and businesses. Our services include:
Investment Planning. Our services begin with a review of our clients' personal and financial goals, risk tolerance, and an assessment of current assets and investments. We develop a personalized investment plan for each client, implement the plan, and check in regularly to make adjustments as goals or resources change.
Asset Management. We provide time-tested asset management services for high-net worth individuals. Our descending fee schedule puts our licensed financial advisors on the same side of the table as our clients. Our Financial Advisors provide personalized portfolio management services powered by advanced software and other financial industry resources.
Retirement Planning. We structure retirement plans based on our clients' unique goals and resources, specializing in tax-favored, non-qualified options. Our experts work hand-in-hand with estate planning attorneys to create and protect estates, optimize retirement savings and income, and transfer wealth to future generations.
Tax Planning and Preparation. We offer tax preparation services and help our clients maximize after-tax returns on investments. We also take into account our clients' tax situation when recommending investment strategies and funding accounts.
Securities offered through Geneos Wealth Management, Inc., member FINRA, SIPC. Investment advisory services offered through A & I Financial Services, registered investment advisor.
Experience
Karl Frank helps a small number of successful families grow and protect their investments and choose how they want to be taxed.
•In addition to his Certified Financial Planner™ designation, he holds three Masters Degrees. He earned a Master of Business Administration (MBA) and Masters of Science in Finance (MSF) from the University of Denver, Daniels College and Reimann School of Finance. He also holds a Master of Arts in English (MA) from the University of Colorado at Boulder.
•Karl is a leader in the Denver business and financial planning communities. Since 2005, Karl has served on the Board of Directors for the Colorado chapter of the Financial Planning Association (FPA), where he has increased awareness for the profession through local media relations. He spearheaded Denver Financial Planning Day, an event designed to raise awareness for financial planning and provide free financial advice to the public. He frequently appears on local television stations, including KCNC 4, KUSA 9, Fox 31 and others. Karl is also actively involved with the Metro Denver Chamber of Commerce as a member of the CEO Exchange.
•Karl is a member of the Million Dollar Roundtable, an international organization of roughly 40,000 advisors and insurance professionals. He was one of less than 30 advisors in Colorado to achieve the Top of the Table status from 2008 to 2011. MDRT selected Karl as a focus session speaker for its annual conference in 2013. Over 8,000 financial industry professionals are expected to attend this well-known conference.
•Karl is a contributor to the Denver Business Journal among other publications. His exit planning work for business owners was featured in Financial Advisor Magazine, among others.
•Karl earned national recognition from the Financial Planning Association (FPA) in 2012. His peers at the FPA nominated him for a Leadership in Action profile. The June 2012 edition of the Journal of Financial Planning highlights Karl's willingness to donate his time and "go the extra mile" for the community.
•Karl loves mountain sports, especially hiking and skiing. He also enjoys golfing, writing, and woodworking. Karl, his wife and children live in Centennial, Colorado.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 24, 63, 65
Insurance Licenses
Life insurance: CO
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Other - MBA, MSF, MA
Broker-Dealer Affiliation
Geneos Wealth Management
Broker-Dealer Disclaimer
Securities provided through Geneos Wealth Management Inc., member FINRA, SIPC. Investment advisory services offered through A & I Financial Services LLC, registered investment advisor.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
