Why Use This Tool?

Tom C. Nelson, PhD, CFP® , Personal Financial Consultant,  provides investment consultation and
advice, helping clients achieve various personal financial goals.  These goals may include:  retirement,
estate and tax planning, asset allocation determinations, and investment advice.  These planning
activities are based on the client's objectives, time horizon, and risk tolerance.

The general investment orientation of Dr. Nelson is to establish broadly diversified portfolios, typically
using low cost index funds and exchange traded funds.  Dr. Nelson does not directly manage any client
accounts or have a relationship with any broker/dealer.  Services provided are on a strictly
consultative, planning, and advice basis.

All fees are negotiable and agreed upon in advance in conjunction with an engagement agreement. 
The initial consultation is usually free in order to establish that a proper fit exists between the client's
needs and Dr. Nelson’s capabilities.  Dr. Nelson is a fee-only planner, receiving no commission based
compensation. 

Planning Experience:
Dr. Nelson has been providing personal financial planning services on a fee only basis since 1995.  He
serves on the Faculty of the Leeds School of Business, University of Colorado, Boulder, teaching
finance to both undergraduates and graduate students.  He also teaches the investments course to
CFP® certificants.

Education:  Tom C. Nelson, PhD, CFP®
BS, Psychology, 1981, University of Colorado, Boulder
MBA, Finance, 1983, University of Colorado School of Business, Boulder
PhD, Business Administration & Finance, 1989, University of Colorado School Business, Boulder
Certified Financial Planner, 1987, College for Financial Planning, Denver

Business Background:
1976 - 1993:  General Manager and Partner, A-1 Ambulance Services, Boulder, Colorado
1993 - 1999:  CFO and VP Financial Operations, American Medical Response, Denver, Colorado
1999 - present:  Senior Instructor of Finance, Leeds School of Business, University of Colorado, Boulder