About My Practice
The Spectrum Planning Group is a financial practice that specializes in providing personal retirement and investment advisory services to individuals, families and small businesses. The Spectrum Planning Group is committed to providing independent financial advice, personalized service and tailored solutions to enhance our client's portfolios.
Advisors at The Spectrum Planning Group draw upon the expertise of product specialists in investments, planning, and retirement services to develop and execute an investment strategy designed to follow each client's unique objectives.
In addition, we have established strategic alliances with other professionals including CPAs and Attorneys. This collaborative approach allows us to pool our talents in the areas of portfolio management, estate/gift planning and tax strategies, while maintaining an independent posture to provide the best solutions to serve our clients.
David Brown is co-founder of The Spectrum Planning Group, formerly Gold Coast Services, founded in 1994 as a retail life and health insurance agency specializing in Long Term Care and a full service financial firm offering retirement and financial planning for clients in all stages of their life cycle.
Today, David's role is to oversee the investment and income component of the financial plan and acts in the capacity of Securities Principal for the firms’ offices in Florida, St. Louis, Missouri and New York. David manages assets using investment and income programs tailored to each client’s circumstances. His understanding of the distribution phase of investing allows him to guide clients already in the retirement stage
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 24, 63, 65
Life insurance, Health/disability insurance, Fixed annuities: FL,NY,MO,PA, Variable annuities: FL,NY,MO,PA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Consultant (ChFC®)
David M. Brown, CFP®, is registered with, supervised by, and offers securities through Kovack Securities, Inc. Member FINRA/SIPC
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.