About My Practice
Toll Free Number: 800-634-6402 Website: www.sueplanner.com
The president, Susan Torbin, is a Certified Financial Planner™ (CFP®), has a Masters of Science degree in financial planning, and is an Accredited Investment Fiduciary™.
She is a member of the Board of Arbitrators for FINRA.
We specialize in retirement income and investment planning for retirees and pre-retirees including 401k and other retirement plan rollovers.
Asset allocation is customized to your specific situation taking all of your goals and risk tolerance level into account.
We do comprehensive financial planning including budgeting, tax, insurance, education, investments including asset allocation, and estate planning.
We have no proprietary products, so we can look at the world of investments to fill our clients’ needs.
You can work with us on a fee, commission or a combination of fee plus commission basis.
Securities and advisory services offered through Commonwealth Financial Network, member FINRA/SIPC.
Many, many years ago, I began studying financial planning. Unlike the majority of my colleagues, I wanted to actually have the knowledge before practicing financial planning. I studied for my CFP designation and I earned my Masters of Science with an emphasis in financial planning before beginning to work for American Express Financial Advisors in 1992.
After 3 1/2 years with American Express Financial Advisors, I went with an independent firm to be able to offer diversified products. It's a big world out there. Why not look at the world of available products with which to serve my clients?
The true focus of my practice has been service to my clients. We have frequent meetings to go over the portfolio and new goals that may have popped up. My clients use me as their financial resource to call when they buy a car, or even want me to help them decide what payment plan to use to purchase a funeral plot.
Creating a financial plan for people helps me learn detail about their goals, what is available to achieve those goals, and what are some of the road blocks that could potentially hurt them in the future. While not all of my clients have me create a financial plan, many do. I work with clients the way they want to work with me.
My goal is to feel comfortable with my clients and for them to feel the same. We need to communicate with each other on an ongoing basis. Their portfolio may need to change with their changing goals.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 24, 63, 65
Life insurance: FL, NY, NV, NC, AZ, Health/disability insurance: FL, NY, NV, NC, AZ, Fixed annuities: FL, NY, NV, NC, AZ, Variable annuities: FL, NY, NV, NC, AZ
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Commonwealth Financial Network
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.