About My Practice
Tomes Wealth Planning and Management, Inc., is a Registered Investment Advisor firm. Our advisors are also dually registered with FINRA and affiliated with Raymond James, member FINRA/SIPC. This allows us great flexibility in meeting our clients' needs. We view ourselves as a service organization as opposed to a sales organization. Our motto is, "Be a Client, not a Customer!"
We typically start every relationship with detailed financial planning. From that planning, we offer advice on optimizing both sides of a client's balance sheet and help them to design an appropriate portfolio strategy and, in most cases, we will then manage that portfolio on a discretionary basis, allowing our clients to focus on other important things. We typically sit-down to review our client's needs, goals and portfolio two to four times per year. For our comprehensive client relationships, we usually charge an asset-based fee.
We also offer stand-alone financial planning, whether comprehensive, or dealing with a specific thing like debt reduction or college planning and 401(k) allocations. We offer these types of services without requiring the opening of an account for a flat fee. Additionally, to those serving in the military or as first responders, we offer a 50% discount on these services.
William "Richard" Tomes, Jr. has been serving private clients' needs since 1997, when he began working as a Financial Consultant at Merrill Lynch in NJ. He remained at Merrill Lynch until leaving to found Tomes Wealth Planning and Management, Inc., in order to better implement his client-centric, service-oriented approach and philosophy. Mr. Tomes' bio can be found on the firm's website: www.tomeswpm.com .
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 9, 10, 63, 65
Life insurance, Health/disability insurance
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
Raymond James Financial Services, Inc.
Considerations: Tomes WealthPlanning & Management, Inc. is an independent firm.
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