About My Practice
I have a very varied clientele, but they tend to be very responsible; they are successful in their careers; and they have an interest in planning for their future. I work with closely-held businesses, and with individuals with corporate or professional careers.
First and foremost to a client relationship is a meeting to better understand their circumstances, responsibilities, financial obligations, and their financial goals and objectives.
Typically, a second meeting will provide my client with a written analysis that addresses their top priorities, with an outline of plans and suggestions that would help them achieve their plan.
Once a plan is approved, the client is guided through an implementation process, and kept informed throughout the entire period.
Following implementation, the normal routine is to maintain semi-annual, if not quarterly client contact with a recommendation for an annual face-to-face review and plan update.
Miami University, Oxford, Ohio: Bachelor of Science (BS)
DePaul University, Chicago, Illinois: Masters in Business Administration (MBA)
I originally started my career in the corporate world, with extensive corporate accounting and finance experience. I later moved into a general management role which strengthened my desire to establish my own business.
In 1983, I became a financial advisor with the Northwestern Mutual Financial Network. I have been able to make use of my corporate background to apply the principles of planning a successful business to the work that I do with my individual and corporate clients.
I have acquired my certification as a Certified Financial Planner (CFP), as well as obtained recognition as a Chartered Life Underwriter (CLU), and a Chartered Financial Consultant (ChFC).
Married to Cindy since 1973
Two children: Nathan - owner of Delack Media Group, married to Morgan in 2010, they have one daughter; Ryan - Proctor & Gamble, Finance Manager, married to Julia in 2006, they have one daughter
Long-time passion for nature and landscape photography; choral singing, member at St. Raphael Church in Naperville; travel
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 63, 65
Life insurance: IL, WI, IN, MI, Health/disability insurance: IL, WI, IN, MI, Fixed annuities: IL, WI, IN, MI, Variable annuities: IL, WI, IN, MI
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Consultant (ChFC®)
- Other - CLU
Northwestern Mutual Investment Services, LLC
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.