About My Practice
Williams Asset Management provides access to a wide variety
of investment advisory and wealth management services.
INVESTMENT ADVISORY SERVICES INCLUDE:
• Active tax and cost efficient investment portfolio
management for assets under discretionary authority
of Williams Asset Management
• Monitoring and administering of investment vehicles
• Rebalancing accounts
• Policy and strategy modification
• Quarterly detailed written reviews of the investment
portfolio(s) under our management
WEALTH MANAGEMENT SERVICES INCLUDE:
Wealth Management pursues answers to the tough economic questions
and decisions that come with modern living. Our Wealth
Management Program divides these issues into six modules for
analysis and action:
ACCUMULATION: The Accumulation Module addresses your
individual needs and goals in relation to asset allocation optimization
and the suitability of different types of securities. Accumulation
strategies help ensure that your investment portfolio remains
closely aligned with your overall financial goals as you continue to
build your asset base.
RISK MANAGEMENT: This module works to assess and minimize
losses potentially associated with risks to your assets, business,
or health. We look closely at personal and professional liability,
business ownership, property loss, and catastrophic illness or disability,
among other things.
TAXATION: This module considers the tax implications of individual,
investment, or business decisions, usually with the goal of
minimizing tax liability.
BUSINESS PLANNING: The Business Planning Module focuses
on issues specific to business owners and shareholders. For most
business owners, the business is their most significant asset. Adequate
planning is the best way to assure success and preserve this
RETIREMENT PLANNING: This module involves the evaluation
of your current financial status and creating an accumulation
strategy that will help to ensure that you can retire in the manner
you desire and so richly deserve, and do so for the full length of
ESTATE PLANNING: The Estate Planning Module creates a
master plan for the management of your property during your life
and the distribution of that property after you pass. For most people,
estate planning gives them more control over their assets during
their lifetime, provides care when they are disabled, and allows
for the efficient, low-cost transfer of wealth upon their death.
While not all of these modules will apply to your situation, we
believe that identifying and addressing those that are pertinent will
help you to better manage your financial future.
Who we are
Williams Asset Management, Inc. is a boutique wealth planning firm with an emphasis on retirement planning and tax-efficient asset management. Since 1994, we have worked with clients to help them to preserve assets and build financial security, and optimize net cash flow. As an independent, fee-based financial practice, our reasonable compensation structure is designed to have our clients’ best interest at heart. In other words, if you do well, we do well. If not, then we feel the pain also.
We’ve made our name by using the most up-to-date investment research and technology to provide our clients with tax-efficient portfolios that offer risk-adjusted performance. We analyze how each of your investments fits into your overall picture to provide you with a higher standard of comprehensive planning and service.
What we stand for
Williams Asset Management delivers dedicated financial counsel to you free of conflicts of interest. Our focus is to guide you toward your financial goals in the most objective manner possible and to keep your welfare at the center of our work.
We believe that you deserve to keep more of your assets. We actively seek out the choices that provide you with the lowest cost, fairest tax considerations, and effective performance. We investigate these avenues thoroughly and do not recommend investment choices to you that we would not be comfortable with in our own portfolios.
We advocate for you. We want to earn your trust and confidence so that we can develop a long-term, multi-generational relationship with you and your family.
How we can help you
We work with you to set up a plan based on your needs and goals. The plan becomes the guideline for outlining priorities and developing action steps that may span several weeks, several years, and/or more than one generation. We identify any deficiencies or inefficiencies in your existing portfolio and correct them. We seek out the most tax- and cost-efficient investments to allow more of your wealth to work for you. We also “quarterback” with your other professional advisors, such as your attorney or tax accountant, on an ongoing basis as we grow and preserve your wealth.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 65
Life insurance: MD, WV, VA, PA, NC, NJ, ME, KS, FL, DE, Health/disability insurance: MD, WV, VA, PA, NC, NJ, ME, KS, FL, DE, Fixed annuities: MD, WV, VA, PA, NC, NJ, ME, KS, FL, DE, Variable annuities: MD, WV, VA, PA, NC, NJ, ME, KS, FL, DE
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Other - CRPC(R), AIF(R)
Commonwealth Financial Network
Member NASD/SIPC. A Registered Investment Advisor.
Considerations: Only in the rare case of very small account sizes will commissions [in lieu of fee] be used as the compensation method.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.