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George P. Paniculam, CFP®, MBA

Financial Planning Management Center, Inc.

3454 Ellicott Center Dr
Suite 107
Ellicott City, MD 21043
Phone: (410) 461-2411
Fax: (410) 461-2436

Web site

Household Income Minimum: $80,000
Investable Asset Minimum: $25,000

Specialties
  • Comprehensive Financial Planning
  • Annuities
  • Asset Allocation
  • Estate Planning
  • Investment Management
  • Employee Benefits
  • Insurance
  • Retirement
  • Long-term Care
  • Personal Taxes

 

Foreign Languages
  • Malayalam

 

About My Practice

George Paniculam is the president of Financial Planning & Management Center, Inc. (FPMC) a Registered Investment Advisory Firm in Maryland with 26 years experience as a financial planner. FPMC and its associates have over 400 clients. Our clients are mostly professionals such as physicians, dentists, engineers, business owners and executives.

Our mission is to help clients with their financial goals. We help our clients implement comprehensive financial plans to best achieve their goals such as retirement and children's college costs. FPMC believes in a disciplined saving approach is a must to achieving financial success, to this end we use the state of the art computerized software using a diversified investment portfolio. We advocate the use of insurance to protect clients and their family's financial security in the event of death, disability or accidents.

George is a licensed insurance agent and Registered Representative with Securities Service Networking, a non-affiliated Nationwide Broker/Dealer. We recommend the best Mutual Funds and Tax Deferred Annuities to fund clients' goals. With more than 9,000 mutual funds available today, and it takes a lot more than identifying last years' winners to be financially successful. We help our clients build a successful investment portfolio. George spends over 3 hours a day reading the Investors Business Daily, U.S. News & World Report, Forbes, Money Magazine,  Morningstar Mutual Funds and other financial journal to keep up with the economy and market trends.

George offers seminars on Retirement Planning, Asset Protection Strategies, Estate Planning, Tax Planning, Long-term care, Strategic Asset Allocation and mutual fund and annuity selection. Neither George nor his firm or associates offer proprietary investment products and hence give unbiased recommendations on the investment products to best achieve their clients' financial goals.

 

Experience

experience

 

Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 6, 65
Insurance Licenses
Life insurance: MD,VA,DC,FL, Health/disability insurance: MD, Fixed annuities: MD,VA,DC, Variable annuities: MD,VA,DC,FL
Designations & Certifications
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)

 

How Planner Charges

I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.