About My Practice
Owens Financial provides comprehensive financial planning services and specializes in asset management and estate planning. My client base is fairly diverse in terms of income and net worth. They do, however, have a common interest in getting professional assistance with their financial planning and asset management. Mr. Owens is thoroughly independent.
A free initial consultation is held for the purpose of assessing the client's needs, values, goals, priorities, spending plans, and current net worth. Following the free initial consultation, the planner sends the client a letter, which summarizes the findings of that meeting. If the planner finds one or more needs that he is competent to serve, he prepares a draft Client Agreement for the client's review. This agreement lists the services that the planner thinks are suitable and the cost of those services. Once the client agrees with the terms of the agreement, work begins. Planning fees are not due until the written plan is delivered. The fee for on going investment management is billed quarterly in arrears.
Reviews of client progress toward their goals are held at least annually but can be held more frequently at the client's requests. Investment management clients receive monthly statements and quarterly performance reviews.
Mr. Owens is active in church, the Chamber of Commerce and the Optimist Club, particularly the Optimist Club Oratorical Contest. He also volunteers to teach the NEFE high school financial concepts curriculum. Owens is on the board of directors of the Claggett Center, a member of the financial advisory board of the Episcopal Diocese of Maryland, and a member of the diocesan endowment investment committee.
I have been practicing as a financial planner and investment advisor since 1990. I have been the President of Owens Financial Inc. since 1995.
Registrations, Licenses, Certifications & Affiliations
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
Your planner has been saved.
To view, print, or e-mail your saved planners anytime during your visit, click the Saved Planners link to the right.