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Kim M. Gardey, CFP®

Gardey Financial Advisors

100 Harrow Lane
Saginaw, MI 48638
Phone: (989) 791-3880
Fax: (989) 791-4572

Web site

Household Income Minimum: $0
Investable Asset Minimum: $500,000

Specialties
  • Budget & Debt Management
  • Comprehensive Financial Planning
  • 401(k)/403(b)/IRAs
  • Charitable & Planned Giving
  • Estate Planning
  • Investment Management
  • Mutual Funds
  • Insurance
  • Life Planning
  • Retirement
  • Stocks & Bonds
  • Long-term Care
  • Starting a Family
  • Sudden Wealth
  • Men's Finances
  • Nontraditional Households
  • Personal Taxes
  • Women's Finances

 

Foreign Languages
  • English

 

About My Practice

Gardey Financial Advisors LLC provides investment management and  financial planning services to individuals. Investment management,  estate planning, and retirement planning and  projections are provided. Periodic meetings are held in person or by means of telephone conferences and additional consultations are encouraged. Fees are based on the size of the portfolio, and the firm does not share in any commissions. Our Mission Statement: To help individuals achieve their life goals by providing individualized investment management and sound financial planning advice which maximize the benefits of the individual's available financial resources, and to provide this service with the highest degree of integrity and expertise.

 

Experience

Kim M. Gardey, CFP, Chairman and Chief Executive Officer of Gardey Financial Advisors, and a member of the Investment Committee, has spent all of his working life in the field of investment management and personal financial planning. He began his career in the Investment Department of the National Bank of Detroit. After four years he joined the Second National Bank of Saginaw where he was ultimately named a Senior Vice President and Senior Trust Officer before he left the bank in 1985 to establish his own investment management and financial planning firm. In his position at Second National Bank, he headed the bank's Trust Department. He also headed the bank's Bank Investment Department where he was responsible for the management of the bank's bond porfolio.

Kim earned (with honors) his bachelor's degree in Economics from the University of Michigan and a master's degree in Economics from the University of California where he was named a Distinguished Scholar. He is a Certified Financial Planner (CFP) professional.

Kim also served on the faculties of Saginaw Valley State University and Delta College where he taught courses in Economics, Monetary Theory & Policy, and Investment Management. He is a member of The Institute of Certified Financial Planners, the CFA Society of Detroit, the American Economic Association, the CFA Institute, The National Association of Personal Financial Advisors (NAPFA), The Royal Economic Society, and is a member and past president of the Northeastern Michigan Estate Planning Council.

 

Registrations, Licenses, Certifications & Affiliations
Designations & Certifications
  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
Broker-Dealer Affiliation
None/NA

 

How Planner Charges

I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.