Financial planning is about how your money and life intersects and making a plan to have your money reflect your values and goals.

 The Big Picture:

Life changes can be stressful.  Sometimes exciting, sometimes frightening, they can cause us to question if we are doing the right things with our money.  That’s where we can help.  Our focus is to help women and couples make sound financial decisions by educating them on their options and helping them make informed choices.  As holistic financial planners, we help our clients look at all aspects of their lives to create a plan that works best for them.  Most importantly, we help build flexibility in the plan to allow for the inevitable opportunities and challenges that life brings.  Understanding the big picture of your money is an important first step to your financial future.  We regularly meet to look for financial planning opportunities that arise from life, laws and the economy.

Investment Management:

Once your plan is designed, we will handle the investment management for you.  Our team includes an Investment Manager whose sole job is to take care of our client’s investments.  We strive to provide you with clear and concise communication regarding your investment portfolio.  We understand you are busy taking care of the other aspects of your life.  

Team Approach:

Our team consists of four Certified Financial Planners (CFP^®) with various specialties.  Additionally, our Investment Manager is a CFA charterholder.  We believe collaborative teamwork provides a better experience for our clients.  Our combined experience and specialties allow us to design optimal strategies so you can better reach your financial goals.  Additionally, our clients have the comfort that an entire team is available to assist them rather than being dependent on one person’s availability.

Experience:

Kay is a co-owner of KLB Financial and a Certified Financial Planner™ professional.  She is a Registered Representative and Investment Adviser Representative with Financial Network Investment Corporation.  After receiving her B.A. from Colorado College in 1975, she went on to   earn her M.B.A. from the University of Minnesota in 1984. Active in the financial services industry since 1985 when she obtained her securities registrations and insurance licenses, she went on to obtain her CFP® certification in 1988.  Kay is a member of the Financial Planning Association and is past president of the Minnesota Society of Certified Financial Planners.  She has presented seminars on a variety of topics for corporations and community organizations.  Kay has a passion for social justice issues and has a specialty in socially responsible investing.  Kay has been quoted numerous times in the Star Tribune, the Minnesota Women's Press and City Business.  Her volunteer commitments include serving as a trustee for the Episcopal Church in Minnesota, a trustee of the Sheltering Arms foundation and have included serving as the senior warden of her parish, St. John the Baptist Episcopal Church in Minneapolis, where she continues on as a member of the finance committee.  In addition she is a member of the Women's Foundation of Minnesota Investment committee and she also serves as a finance faculty for Planning for Tomorrow conferences, a nationwide education program for Episcopal clergy.