Our Practice serves a wide range of clients, including a high percentage of business owners, professionals, and corporate employees. We specialize in retirement planning, investment management services(especially qualified plan rollovers), insurance tax planning, and the financial aspects of estate planning, including long term care planning and charitable planning techniques. We provide a high degree of personalized service and tend to be appreciated most by clients who have a high interest in planning responsibly for their financial futures, but do not have either the time or inclination to "do it themselves." Our initial client consultation is always at no charge, and at the initial meeting we discuss the client's needs and the alternative compensation methods we can use, if they decide to hire us and we accept them as clients. We believe strongly in the financial planning process and in addressing all of our services to filling the client's needs.

I began studying Financial Planning by enrolling in the CFP academic program in 1982. I then entered the financial planning profession on a full time basis in mid-1987. Since then I have compleded the CFP program, the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) programs, and have completed an MS degree in Financial Services. I believe strongly in continuing education, and have taught continuing education courses for financial services professionals for a number of years.