About My Practice
Lorraine Johnson works extensively with high net worth business owners, individuals, and families to help them create, manage, and preserve their wealth. She particularly enjoys providing investment advice and helping owners to integrate their personal and business planning.
Lorraine is a highly qualified financial services representative with a unique combination of experience and professional credentials. She earned an undergraduate degree in Trust Management, holds the designation of Chartered Financial Analyst, is a Certified Financial PlannerTM, and has over two decades of experience in the financial services industry.
Lorraine is a member of the North Carolina Society of Financial Analysts, the Financial Planning Association and the CFA Institute. She is a Registered Representative of Royal Alliance Associated, Inc., member of FINRA/SIPC, and is licensed for securities and insurance. Separately, she is an Investment Advisor Representative of Triad Financial Advisors, a Registered Investment Advisor.
As an active member of the Triangle community, Lorraine serves on the fund-raising committee of Triangle Family Services, is a member of the Greater Raleigh Chapter of the National Association of Women Business Owners (NAWBO), and serves as a frequent speaker for non-profit and professional organizations. She enjoys music, theatre and travel.
1984-1993 Trust Portfolio Manager, United Carolina Bank. Served as co-manager of the bank's common trust funds. Served as portfolio manager for charitable foundations, retirement plans, and high net worth individuals. Assets managed totaled $100 million.
1993-1995 Portfolio Manager for Infinet Inc, a quantitative investment management firm. Managed personal investment accounts in accordance with the firm's asset allocation models.
1996-2007 Registered representative and investment advisory representative of Princor Financial Services Corporation and insurance agent of Principal Life Insurance Company. Founder, Prism Financial Solutions. Prepared and implemented financial plans for individuals, families and business owners. Managed assets and placed insurance policies as needed for clients as part of the planning process and implementation.
2007-present Principal of Triangle Financial Advisors with offices in Raleigh and Greensboro, NC. Fee-based financial planner and investment manager. Investment advisor representative of Triad Financial Advisors, an independent Registered Advisor. Registered Representative of Royal Alliance Associates, member of FINRA. Licensed for insurance and securities. Provides fee-based comprehensive financial planning for individuals, families and business owners. Provides investment management and insurance services for clients as needed to implement their financial plans.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 63, 65
Life insurance: GA, FL, NC, NJ, SC, KY, Health/disability insurance: NC, Variable annuities: GA, FL, NC, NJ, SC, KY
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Analyst (CFA)
- Other - ADPA
Royal Alliance Associates, Inc.
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.