Why Use This Tool?

We help clients develop and focus on strategies and solutions that will enable them to reach their preferred financial future.

We believe:
1. Sound planning begins with a compelling vision of the future.
2. In order to achieve financial success, clients must examine their core values and priorities.
3. Proper Wealth Management strategies need focus, attention and a long-term philosophy.
4. Financial success is a partnership between a client and the financial team.
5. Discipline and patience is a key component of achieving personal goals.

We have been working successfully with our clients for over 17 years. We work with business owners, professionals, and other high net worth individuals. Feel free to ask us for a list of references.

At Financial Focus, LLC, we pinpoint our efforts on helping our clients develop their own compelling preferred financial future. We believe there is more to planning than numbers. Our clients have dreams and goals, ideas and inspirations. It is our desire to incorporate them into the planning process.

Michael Kay is President of Financial Focus, LLC, an Independent Registered Investment Advisory firm based in Livingston, New Jersey.

An executive in the financial services industry since 1976, Michael is a Certified Public Accountant, a Registered Investment Advisor, and a CERTIFIED FINANCIAL PLANNER™ professional. In 1985, he left public accounting for a career in financial services.

Michael serves as an Adjunct Professor teaching income tax at New York University's CFP(R) Certification program. He has also taught at Fairleigh Dickenson University in the same capacity.

Most recently his own education and training has been in Financial Life Planning through Money Quotient. He has also attended the Kinder Institute’s 2-day program, “Seven Stages of Money Maturity.”  Michael now applies this training to empower his clients. “Life planning goes beyond numbers,” he says. “It’s not just about making money and investing money, but about using the money to fulfill your dreams.”

Michael is a regular speaker at industry events and public forums on financial planning and is frequently called upon to offer commentary on issues related to personal finance. He is a member of the Loring Ward Advisory Board and serves as president of the Money Quotient Advisory Board. <