About My Practice
If you are thinking about retiring - or are currently retired - it is time to meet professionals who can help you make the future more serene, meaningful and rewarding. We have a personal commitment to providing you with peace of mind and a great quality of life for retirement. We're experts in IRA planning, with an intensive understanding of IRA distribution options and their tax implications. We can show you the effect different withdrawal decisions and beneficiary choices will have on your estate. You will see the reasons behind our recommendations. You'll understand "how it works" and the difference the financial strategy can possibly make.
Wealth Management Group, LLC is a fiduciary representing its clients. We help clients manage their retirement wealth with prudent and personalized strategies. Our customized portfolios are designed to generate retirement income, protect assets and preserve family wealth. We consult with a selective clientele who want effective strategies that can be implemented with as little worry and oversight as possible. We specialize in the following areas of financial planning: 1) helping to ensure a comfortable retirement with few worries; 2) creation of a prudent, risk-sensitive investment strategy; 3) effective tax reduction methods; 4) meaningful and cost-effective insurance protection; 5) developing an estate plan designed to reduce waste and cost.
Wealth Management Group LLC (Investment Advisor), 1998 – present;
American Portfolios Financial Services, Inc. (Broker/Dealer) 2009 -- present;
Waterstone Financial Group(Broker/Dealer), 2003 – 2009;
FSC Securities Corporation (Broker/Dealer), 1998 – 2003;
American Express Financial Advisors (Broker/Dealer), 1985 - 1998.
B.S. Economics, State University of New York, Brockport, NY – 4 years;
Rochester Institute of Technology, Rochester, NY – 3 years.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 6, 24, 51, 63, 65
Life insurance: NY, KY, GA, Health/disability insurance: NY, KY, GA, Fixed annuities: NY, KY, GA, Variable annuities: NY, KY, GA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Consultant (ChFC®)
American Portfolios Financial Services Inc.
Registered Principal with and Securities offered through American Portfolios Financial Services Inc. Member FINRA and SIPC.
Considerations: Three levels of financial planning engagement; planning fees billed monthly or discounted annually
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.