About My Practice
If you're like most people, you have several pieces of your financial plan in place — you pay taxes, invest in the market, have some insurance, and maybe have an estate and retirement plan. However, it's likely that each of these pieces was developed independently and at different times in your life. It's also likely that you've never had all the pieces reviewed by someone who wasn't trying to sell you some type of financial product. We offer comprehensive or hourly, fee-only financial advice that addresses real-life needs. Regardless of how much money you have, working together, we can address your financial concerns and help you build a more secure, enjoyable future. We don't sell any financial products nor do we receive any commissions. Our only compensation is what you pay for our professional advice. The complete focus is on what is best for you. Feel free to contact us for a no-cost, no-obligation initial consultation or visit our website at www.zfinancialplanning.com for further detail.
With over 24 years of experience, I have seen a lot of changes in the financial services industry. Like most of my peers, I started off by selling financial products - primarily mutual funds and insurance. However, early on, I realized that I preferred to provide advice to my clients versus focusing on transactions and selling financial products. I earned my CFP® designation in 1994 and believe that providing financial advice in an environment that allows for an exchange of information without the obligation to sell a financial product is the most appropriate model for me.
About 6 years ago I made the commitment to develop an independent, Fee-Only practice. I've been a NAPFA Registered Financial Advisor since 2006 and have been the Chairman of the Utah Chapter of the Financial Planning Association after serving as President in 2005 and 2006. I'm also on the Planned Giving Committee of the Deseret Foundation, the Board of Trustees for AMICUS, and Chairman of the Executive Women's International Investment Committee.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Life insurance: UT, Health/disability insurance: UT, Property/casualty: UT, Fixed annuities: UT, Variable annuities: UT
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Other - NAPFA Registered F A
Considerations: For those that may be interested in ongoing investment managment, I will credit financial planning fees to 1st year's investment management fees
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.
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