About My Practice
At Ameriprise Financial, we believe financial planning is a long-term, collaborative relationship.
It's what sets us apart.
I work with a team of select professionals. As an Ameriprise Private Wealth Advisory practice, RJ Smith & Associates is comprised of knowledgeable financial professionals who can help simplify your complex financial management needs and provide the superior level of experience, wisdom and service you deserve.
Whether your goals are growing your assets, preparing for retirement, planning your estate or transferring family wealth, we'll discreetly provide highly personalized service- assisting with details and nuances important to you and your family, not just your investments. We'll apply our experience plus integrate the advice of outside experts to help simplify the most complex financial situations and free you to enjoy your life more fully.
We possess strong leadership capabilities and years of experience serving the needs of high-net-worth individuals, so we know when to leverage the expertise and knowledge of specialists who focus on everything from retirement, tax and estate planning strategies to insurance and asset management. We also understand the expectations of affluent clients, and are committed to meeting your expectations while helping you grow and protect your wealth.
Our goal is to provide you with effective, personalized financial solutions that help make it possible for you to truly live the life you've imagined.
1983 to present financial advisor and business owner of RJ Smith and Associates, an Ameriprise Private Wealth Advisory Practice. Earned BA in business from Washington State University. I have been married to my wife Pan for over 30 years and we have raised a family of four children here in Edmonds. I am actively engaged in our local Rotary Club and church choir. My passions include fishing, music, reading and spending time with my family.
It's a privilege to run this financial planning practice and work with clients one-on-one to simplify their complex financial needs. Through this personal approach I strive to help you grow and preserve your wealth, transfer it to those you care about or use it more fully to achieve your dreams.
Registrations, Licenses, Certifications & Affiliations
Securities Registrations or Exam Qualifications
Series 7, 63, 65
Life insurance: WA, OR, CA, GA, NE, MA, Health/disability insurance: WA, Property/casualty: WA, Fixed annuities: WA, OR, CA, GA, NE, MA, Variable annuities: WA, OR, CA, GA, NE, MA
Designations & Certifications
- CERTIFIED FINANCIAL PLANNER™ (CFP®)
- Chartered Financial Consultant (ChFC®)
- Other - CLU
Ameriprise Financial Services, Inc.
Considerations: Either Consultation Fee or Commission or both, depending on services desired by client
I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.