In an effort to help consumers better understand Social Security issues and the resulting effects of proposed fixes to this system, FPA has created a consumer educational tool called "Social Security Predictor." This tool provides consumers estimates of what their Social Security benefits will be and how each suggested proposed fix to Social Security might affect the benefits that an individual receives.

The intention of the tool is to help people understand in a general sense how generations are affected by Social Security's declining ability to pay benefits.

The distributions are estimates based on four levels of income and nine different age brackets. (Get more specific information on the assumptions used.) Because these estimates cannot possibly duplicate an individual's specific circumstances, no one should rely upon the results provided herein when making personal financial decisions. FPA accepts no responsibility for any decisions or judgments made based on the data provided. FPA strongly recommends that individuals seek the advice of a financial planner when incorporating Social Security calculations into their overall retirement planning.