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After 2037, Social Security can only pay ¾ of benefits owed. Use FPA's Predictor Tool to learn what this means to you.


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Write Your Representative and/or Senator

Piggybank on fullTaking action is the most important way you can help solve problems with Social Security. Your voice is important and by reaching out to your representative, you WILL make a difference.

To do so is easy and only takes a moment. Cut and paste the letter below and then click on the link to locate your local representative. Filling out this form takes less than a minute and then you can paste the letter below into the field provided.

Locate Your Local Congress Person

Locate Your Local Senator

Letter to Submit (Cut & Paste to Use in Above Links)

As one of your constituents, I urge you to support a permanent solution to Social Security's solvency issue. This is an issue that must be addressed for the health and well being of our society.

While a lot of people say they don't think Social Security will be around to help them when they retire, most of these people aren't following through by saving aggressively for their golden years. In 70% of the households headed by people 80 and older, Social Security currently provides 70% of the income.  This shows that the average American worker needs Social Security to be there for them when they retire.

Like all problems, delay does not help things. With every year that passes, the necessary fix will have to become more dramatic and painful to get us where we need to go. For this reason, I believe the time to act is now. As a constituent of yours and as a concerned American citizen, I am asking you to take necessary action.

We need to find a long-term fix that will address Social Security solvency beyond the traditional 75-year horizon. 

[Insert Personal Vision for How This Can Be Done: Choose from the Options Below]

My hope is for a permanent solution that allows us to make long-term plans and stick with them. I urge you to support legislation that will address this issue once and for all.

Thank you.

Personal Vision (Choose 1 to insert into above letter)

  • I believe one of the ways the health of Social Security can be improved is to use the "superlative" (or "chained") Consumer Price Index for COLAs, estimated to reduce COLA by 0.3 percent.
  • I believe one of the ways the health of Social Security can be improved is to raise the normal retirement age (start increasing to age 67 for those age 62 in 2009) and then increase the NRA by one month every two years until the NRA reaches age 70.
  • I believe one of the ways the health of Social Security can be improved is to create a progressive reduction in benefits starting in 2019, where the bottom 30% of earners receive full benefits and other worker benefits grow by inflation rather than growth in average wages.
  • I believe one of the ways the health of Social Security can be improved is to raise payroll tax rates (for employees and employers combined) by 2.01 percentage points in 2009 and later.
  • I believe one of the ways the health of Social Security can be improved is to determine the level of the contribution and benefit base such that 90 percent of the earnings would be subject to the payroll tax (phased in 2010-2019). All earnings subject to the payroll tax would be used in determining benefits.

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