December 2011
Planning Ideas and Considerations for Unmarried Couples
by JT Hatfield Smith, CFP®, ChFC®, CLU®, ADPASM, CEP®, and Helen M. Whelan, J.D., LL.M.
Financial service professionals can help inform unmarried couples of the extra steps needed to ensure that this group of clients is prepared in the event of a life-changing event, such as dissolution of a relationship, disability, or death.
November 2011
Protecting Aesthetic and Financial Investments
by Katja Zigerlig
Private collections-everything from paintings and sculpture to antique furniture, wine, and jewelry-represent a burgeoning form of alternative investment. Financial advisers are in a pivotal position to help clients protect their collections. Collections are not only culturally and aesthetically valuable but are also a tangible asset that should be addressed in a wealth management plan.
Evaluating the Financial Planner: A Study of Gender and Task Complexity for Millennials
by Scott D. Johnson, Ph.D., and Stephen J. Larson, Ph.D., CFP®
Based on a study of Millennials, it seems imperative to realize that different financial planning characteristics are important to existing and potential clients. Task complexity and gender play a role in what is perceived as important by the potential client.
October 2011
Core Techniques for Effective Client Interviewing and Communication
by Dennis T. Jaffe, Ph.D., and James Grubman, Ph.D.
Discover the five key skills for learning about clients and opening up sensitive areas safely and productively: discovery-focused interviewing, communicating clearly about the process of advising, speaking the client's language, listening actively and passively, and managing yourself.
September 2011
Nearly Optimal Asset Allocations in Retirement
by Wade D. Pfau, Ph.D.
An important and frequently studied question for retirees is: What is the optimal asset allocation during retirement? This article provides a brief but simple message that conservative asset allocations in retirement are quite acceptable after all.
Options: Too Risky or Tools to Hedge Risk?
by Michael A. Cavanaugh
Explore some reasons why options carry a perception of risk, and how options can be used to hedge risk, letting you decide whether options are tools to hedge risk or devices that create unwanted risk.
August 2011
Incorporating Emergency Planning and Disaster Preparedness into Financial Planning
by John H. Robinson
Financial planners are uniquely positioned to raise client awareness on the topic of crisis management, even if such issues are beyond the planner's normal range of expertise.
Keeping Volatility in Perspective
by C. Thomas Howard, Ph.D., and Craig T. Callahan, DBA
Successful investors accept volatility as a reality of owning stocks and adjust their behavior to fit the market, not the other way around. Here are a few practical suggestions to help your clients gain perspective.
July 2011
Ponzi Schemes: A Critical Analysis
by Surendranath R. Jory and Mark J. Perry
Learn how fraudulent investment schemes operate and how to detect them with a detailed checklist.
June 2011
How to Evaluate Non-Traded REITs
by Timothy J. Seneff
For some financial advisers, it may no longer be a question of whether to include non-traded REITs in a portfolio, but which ones will best serve an investor's objectives.
What Do We Really Know About VA Income Riders?
by Richard Gilman, CFP®
Annuities offering an income that can't be outlived may be a solution to helping Americans plan for retirement, but what happens if insurers can't meet future obligations?
May 2011
Got Beta? A Professional Application of Interpreting Systematic Risk
by Reinhold P. Lamb
The only way to understand and interpret beta is to understand how that value was calculated.
Understanding New Hybrid LTC Insurance Solutions
by Bruce Moon, ChFC, CLU, CASL
An evolution in protection products for long-term care expenses is taking place.
FPA Heart of Financial Planning Award Recipient Profiles: Don Blandin and Keith Loveland
by Karin Price Mueller
Learn about 2010 Heart of Financial Planning Award recipients Don Blandin and Keith Loveland, and nominate a colleague for the 2011 awards.
April 2011
Achieving Tax Benefits Through the Inter Vivos QTIP Trust
by Sisi C. Tran
Japanese Financial Planners Learn from Their U.S. Colleagues
by Michael F. Kay, CFP®
FPA Heart of Financial Planning Award Recipient Profiles: Don Pitti and Mark Clark
by Karin Price Mueller
March 2011
10 Keys to Success for Seminar Lovers and Haters
by Kristen Luke
FPA Heart of Financial Planning Award Recipient Profiles: Michael Kitces and Karin Price Mueller
by Karin Price Mueller and Linda Homsey, CFP®
February 2011
FPA Heart of Financial Planning Award Recipient Profiles: Saundra Davis and Brent A. Neiser
by Karin Price Mueller
January 2011
A Test of the Video Narration Effect on Financial Risk-Tolerance Assessment
by John E. Grable, Ph.D., CFP®, and Sonya L. Britt, Ph.D.
December 2010
Health Reform Creates an Unexpected Wealth Accumulation Opportunity for Young Adults
by Jay Savan, CFP®, CLU, ChFC, CEBS
November 2010
New Considerations in Monte Carlo Testing
by Jack Paul, CLU, ChFC, CASL, FSA
October 2010
The Taxation of Reverse Mortgages
by Vorris J. Blankenship, J.D., CPA
Talent Search: Hiring Private Bankers Requires Flexibility and Patience
by Anthony Riotto
September 2010
Examining Perceptions of Financial Planners and Attorneys in Joint Engagements
by Barbara I. Belik and George R. Violette
August 2010
Maximizing the Potential of Re-Characterizing a Roth Conversion
by Robert Daigle, CFP®, CLU, CTFA
Understanding Stimulus Spending, Budget Deficits, and the State of the U.S. Economy
by Satya B. Dutta, Ph.D.
July 2010
3 Things You Don't Know About ETFs
by Carly Schulaka
June 2010
Think Twice Before Taking a 401(k) to the Max
by Irvin G. Schorsch III, CFP®, CIMA, AIF®
FPA Heart of Financial Planning Award Recipient Profile: Bobbie Munroe, CFP®
by Karin Price Mueller
May 2010
Risk Management Planning for the New Normal
by Michael T. Carpenter
FPA Heart of Financial Planning Award Recipient Profile: Bill Stratton, CFP ®
by Karin Price Mueller
April 2010
Is It Better to Lease or Purchase an Automobile?
by Michael Krol, CFP®, CPA
FPA Heart of Financial Planning Award Recipient Profile: James Tissot, CFP ®
by Karin Price Mueller
March 2010
Roth 2010 Conversion Strategies: Using the AMT to Lock In Tax Savings
by Paul V. Hamilton, Ph.D.
February 2010
Issues and Opportunities Caused by the Repeal of the Estate Tax
By Daniel S. Rubin, J.D., LL.M.
January 2010
Roth Conversions: Pulling It All Together
By Andrea Cohen, CFP®
Evaluating Retirement Income Plans for Success: Popular Planner Methods
An excerpt from the 2009 Advisers' Attitudes and Perceptions on the Retirement Income Distribution Market study
December 2009
Asset Allocation in a Crisis : Ways to Reduce Risk and Add Return
By Brian J. Jacobsen, Ph.D., CFA, CFP®
November 2009
A Behavioral View of How People Make Financial Decisions
By Keith Redhead
October 2009
Investment Real Estate: An Alternative to Fixed Income
By Mary Ellen Kuesel, CFP®
September 2009
Lessons from 2008: Risks and Opportunities for Investment Professionals
By David Feldman
People Skills: The Competitive Advantage In Today's New Economy
By Bill Bachrach, CSP
August 2009
Planning in the Post-2009 Recessionary World
By Lisa A.K. Kirchenbauer, CFP®, RLP®
July 2009
Using Discretionary Overlay in Anticipation of Higher Capital Gains
By John Phoenix
Driving Employee Satisfaction
By Rebecca King
June 2009
SEC's Proposed Amendments Signal a Shifting of Audit Costs to Advisers
By Eric Clarke
May 2009
Will Obama's Proposal to Cap Charitable Deductions Affect Giving?
By Tony Martignetti, Esq.
April 2009
Building Trust in the Age of Madoff
By Bill Bachrach
March 2009
Low Interest Rates Make Intra-family Loan Transactions Appealing
By Kristi Mathisen and Barbara Potter
RMD Holiday Provides Opportunity for Investors
By Donald L. McCoy, J.D., CMFC
E-mail Technology for Compliance Managers
By Ash Bhatnagar
February 2009
Roth IRA Conversions-A Golden Opportunity for Advisors and Clients
By Michael C. Slemmer, CFA, and Ben Norquist
January 2009
Making the Mortgage Insurance Purchase Decision When Premiums Are Tax Deductible
By John Hatem, Chris Paul, and William H. Wells
December 2008
Disaster Recovery and Technology for Compliance Managers
By Ash Bhatnagar, CFP®
Tax-Loss Harvesting: The Rebalancing Act
By Lee C. McGowan, CFP®
FPA Releases Best Practices for Rules of Conduct
By Duane Thompson
November 2008
Default Taxation: The Hidden Costs of Mutual Fund Investing
By Glen Janken, CFP®, CLU
October 2008
Longevity Insurance: Financial Product for the Ages
By Andrew L. Gespass
Effective Marketing Methods for Retirement Income Clients
By the Financial Planning Association
September 2008
Revocable Trusts: An Old Tool for a New Defense
by Michael G. Rudd, CFP®
A True Profession for True Professionals
by Terrance J. O'Hara, J.D.
August 2008
Capital Gains and Dividend Tax Rates Will Likely Increase in 2009; Will You Be Prepared?
by Michael Finke, Ph.D., CFP® and Tom Langdon, JD, CFP®
July 2008
2008 Financial Frontiers Awards Winners Selected
by FPA staff
June 2008
A Taxing Issue: How to Reduce or Eliminate a 2210 Penalty
by Natalie Michalek, CFP®, J.D.
Explaining IPS Benefits to Boomer Clients
by Christopher T. Lawson
May 2008
Communication Issues in Life Planning: A Conversation with Carol Anderson and Deanna L. Sharpe, Ph.D., CFP®
by FPA Staff
Company-Sponsored Financial Counseling: The Executive Benefit Every Shareholder Can Applaud
by The Colony Group
April 2008
Accounting for Inflation in Financial Planning: A Comparison of Two Solutions to Complex Planning Problems
by By Thomas Eyssell, Ph.D., CSA
Investors Unclear on Levels of Protection Offered by Brokers and Advisors
March 2008
Writing About Investment Management Concepts
by Lisbeth Wiley Chapman
Practice Efficiencies Versus Economies of Scale
by FPA staff
February 2008
Investing the Assets of a Charitable Remainder Unitrust
by Barton J. Bradshaw, J.D.
January 2008
Tax Planning for Clients With Two or More Residences
by Richard C. Watson III, JD, MSFS, CFP®, ChFC®, CLU®, EA
December 2007
Year-end Tax Planning with Charitable Giving
by Robin R. Ganzert, Ph.D., AIF, CCM, CMA
October 2007
Medicare's Prescription Drug Plan Finder: Using Technology to Benefit Medicare Clients
by Phillip Fuller, DBA, Betty B. Green, and Michael M. Grayson, DBA, CPA
September 2007
ß1-Indexing: Reducing Investing Complexity
by Vernon V. Chatman III, CFP®
August 2007
'Instant Experts,' Indeed!
by John L. Olsen, CLU, ChFC, AEP
July 2007
Working with Trust and Estate Attorneys
by Scott Nelson, J.D., CPA
June 2007
Nonprofit Firms Face Challenges and Opportunities as Baby Boomers Retire
Interpersonal Communication Skills Matter More than Technical Expertise
by Neal Van Zutphen, CFP®
May 2007
Notions About Long-Term Investments
by Krisztian Fekete and Kermit C. Zieg, Ph.D
March 2007
The Disability Claim Buyout
by Arthur L. Fries, RHU
February 2007
The Question of 'Custody'
by Eric Clarke
January 2007
12 Ways to Give During (and Beyond) the 12 Days of Christmas
November 2006
'Thank You for Watching!'
by Shelley A. Lee
October 2006
Identity Protection: A New Dimension in Risk Management
by Paul S. King, CFP®
September 2006
Is Collaboration Enough?
by Philip J. Statz, RFC
Advising Worried and Anxious Clients
by Brent Kessel, CFP®
August 2006
Facing the Truth About Loss of Independence: How Advisors Can Help
by Karen Henderson
July 2006
Will The True Monte Carlo Number Please Stand Up?
by Moshe A. Milevsky and Anna Abaimova
June 2006
Derived Corrections to Calculator Solutions for Certain Inflation-Adjusted Annuity Problems
by Lemuel W. Davis, CFP®
May 2006
Investors Unclear on Levels of Protection Offered by Brokers and Advisors
March 2006
Myths and Facts About Identity Theft
by Amanda Welsh, Ph.D.
Oh, How the Times Haven't Changed: Men Still Bring Home More of the Bacon
Accounting for Inflation in Financial Planning: A Comparison of Two Solutions to Complex Planning Problems
by Thomas Eyssell, Ph.D., CSA
The Real Problem with the Social Security Program
by Mark Schaub
February 2006
Comparing Split-Interest Charitable Trusts
by Suan E. Anderson, Ph.D., CPA, CFP®
SRI Assets Show Faster Growth Than Other Investments, Report Says
Managed Accounts Can Reduce Operational Risks of Hedge Fund Investing, Study Shows
January 2006
Survey Maps Emotional Stages of Retirement
December 2005
Baby Boomers Retire with Greater Wealth Than Predecessors, Study Finds
An Estate Plan for Santa Claus
by Daniel P. Stuenzi, J.D.
The Future of Hedge Funds: Five Emerging Trends
by Mitchell D. Eichen, J.D., LL.M., and John M. Longo, Ph.D., CFA
November 2005
Legacy Lessons: A Conversation with Harvard University's Charles W. Collier
Social Security Benefits: An Excel Spreadsheet Construct
by Brian J. McKenna, J.D., CFP®, CPA, CFA
October 2005
Some Employers May Be Missing Cost-Saving Opportunity Available Through Medicare Part D
September 2005
Women and Philanthropy: Inspiring and Engaging Your Clients in Giving
by Eva Marer
August 2005
Rare Coins: A Distinct and Attractive Asset Class
by Robert A. Brown, Ph.D., CFA
Research Finds Huge 'Legacy Gaps' in Baby Boomers' and Elders' Views of Inheritance
July 2005
Are Your Clients' Assets and Collectibles Properly Documented?
by Katharine Richardson
For Real Estate, Timing Is Everything
Out-of-Court Adjustment an Alternative to Bankruptcy
June 2005
Interview with Jeremy Siegel: What Is the Future for Investors?
by Nick Schulz, editor of TechCentralStation.com
"The Future of Retirement" Around the World
The Principles of Passionate Financial Planning
by Thomas T. Brown
May 2005
Is Retirement an Option or a Mistake?
by J. Peter Lindquist
Missing the Ten Best
by Paul J. Gire, CFP®
Transamerica Survey Reveals that Women's Retirement Security May Be at Risk
April 2005
Hispanic Market an Opportunity
Terminating a Private Foundation
March 2005
Many Wealthy Americans Have Done Nothing to Protect Assets
Uncovering Hidden Assets, Addressing Unspoken Needs: What a Form 1040 Can Provide
by the National Marketing Action Team (NMAT)
February 2005
The Unique Ability of Community Foundations to Meet Clients' Needs
by Angela B. Rateau, J.D., CFP®, and Robert L. Thalhimer
AMT Q&A
with Michael Kitces, CFP®, ChFC, REBC, RHU
The Future of Advice: Research Results
January 2005
Motivating Clients to Develop Constructive Financial Behaviors: Strategies for Financial Planners
by Barbara O'Neill, Ph.D., CFP®, CRPC®
Advising Hands-On Donors: Partnering with Community Foundations to Support Venture Philanthropy
The Key to Reducing Investing Mistakes: Understand Your Investing Personality
December 2004
An Update on Public Policy Changes Affecting Long-Term Care
by J. Tim Query, Ph.D.
Portrait of the Recently Retired: Worried About Money, Half Living on Less—and They're Satisfied
by Putnam Investments
November 2004
Mutual Fund Revenue Sharing and the Role of the Fiduciary
by Kenneth P. Moon, Ph.D.
More Seniors Turn to Financial Advisors During Retirement
Lincoln Long LifeSM Institute
