2011 Financial Adviser Retirement Income Planning Experiences, Strategies, and Recommendations
A white paper by the FPA Research Center, sponsored by Thornburg Investment Management
Comprehensive findings from FPA's 2011 retirement income planning survey.
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Study Suggests Link Between Planner Retirement Advice and Client Lifestyle Changes
by Jonathan Guyton, CFP®
FPA's 2011 retirement income study offers a treasure trove of insights into practitioners' evolving approaches to generating sustainable lifetime income and advising clients both in and near retirement. Study results reveal a strong majority of planners coalescing around a methodology and an assimilation of empirical evidence into practice, as well as a noticeable minority whose thoughts and actions seem very much in flux, at least for now. Digging deeper though, a fascinating set of divergent patterns, depicting both healthy connections and troubling dysfunctions, also come to light and point out directions for future exploration.
Success with Room to Grow
by Carly Schulaka
Since 2008, FPA has annually surveyed financial planners in an effort to gauge the relative success of retirement income planning strategies. The 2011 study, fielded in August among 595 experienced planners, reveals a general level of success, but also room for improvement.
Mortality Assumptions: Are Planners Getting It Right?
by Cheryl Krueger, CFP®, FSA
It's important for financial planners to know where their mortality assumption comes from, whether it is appropriate for each client, and what the risks are for getting the planning age incorrect. This article provides background for planners who assume that planning to life expectancy is sufficient for retirement planning purposes.
3 Ideas for Preserving the Financial Security of New Retirees
by Mathew Greenwald, Ph.D.
Under current circumstances, financial advisers will have to adapt new strategies to help preserve the financial security of retirees. The key question is whether something more is required, and what exactly it is. I have three suggestions.
Capturing the Income Distribution Opportunity
A white paper by Securities America
A historical analysis of distribution philosophies and a solution for today.
(FPA member login required)
