The Financial Planning Association® ("FPA®" or "we") is an independent, non-profit organization with tens of thousands of individual and affiliated members. We are committed to your privacy and disclose our practices in connection with the collection and use of personally identifiable information. Accordingly as an FPA member or other visitor to our website ("you"), this policy provides the following:
1. Personally identifiable information of yours collected from you when becoming an FPA member and/or by accessing FPA's websites that include but are not limited to FPAnet.org, www.FPAAnnualConference.org, www.FPAThoughtLeaders.com and Connect.FPAnet.org;
2. How the information is used;
3. With whom the information may be shared;
4. What choices are available to you regarding collection, use and distribution of the information;
5. The kind of security procedures that are in place to protect the loss, misuse or alteration of information under FPA control; and
6. How you can correct any inaccuracies in the information
FPA Disclosure Statement:
The Financial Planning Association is the owner of trademark, service mark and collective membership mark rights in: FPA, FINANCIAL PLANNING ASSOCIATION, Journal of Financial Planning and Planner Search. The marks may not be used without written permission from the Financial Planning Association.
Information Collection and Use
FPA is the sole owner of the information collected on its websites and from membership applications. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. FPA also collects information from our users at several different points on our websites and through other means, such as meeting registration forms.
FPA member lists may be sold on a restricted basis to vendors who market financial planning products and services to you. The only information provided to vendors is mailing lists with your business contact information and limited demographic data (or your home address if you list it as your primary contact). As mentioned earlier, other personally identifiable information such as your credit card information used for paying for products or for membership, and your home contact information (The exception is that member information may be shared with FPA chapters), are not shared with any third-party vendor. E-mail addresses are not shared with third-party vendors with the exception of FPA chapters and unless members have opted-in to third party vendor communications. Please consult with your local chapter to determine how e-mail addresses are handled.
At times, we may share business telephone numbers with third-party companies for the purpose of surveying our members or soliciting participation for membership, conferences and other FPA sponsored events. These third-parties are prohibited by contract from sharing this information with anyone else or using this information for any other purpose other than assisting FPA in developing better products and services for its members.
We will share composite demographic information with our partners and advertisers.
We use an outside shipping company to ship orders, and a credit card processing company to bill users for goods and services. FPA prohibits these companies in its contractual agreements from retaining, sharing, storing or using personally identifiable information for any secondary purposes.
We may partner with another party to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third-party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.
FPA publishes an E-newsletter that features educational tools and resources on personal finance. The email addresses collected for this free E-newsletter will not be shared with any third-party organization at any time or reason. The email addresses collected are strictly for distribution of this newsletter or affiliated FPA informational updates.
FPA's websites contain links to other sites. Please be aware that we are not responsible for the privacy practices of other such sites. We encourage our users to be aware when they leave our site to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by FPA's websites.
Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive or other device through your web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
When you visit FPA websites via a browser, application or other client, our servers automatically record certain access information. These server logs may include information such as your web request, your interaction with a service, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser or your account.
Third Party Applications
FPA websites take every reasonable precaution to protect our users' information. When users submit sensitive information via the websites, your information is protected both online and offline to the best of FPA's ability. When our registration/order form asks users to enter sensitive information (such as credit card number), that information is encrypted and is protected by one of the leading encryption software systems in the industry - Secure Sockets Layer ("SSL"). While on a secure page, such as our order form, the lock icon on the bottom of web browsers such as Firefox and Microsoft Internet Explorer becomes locked, as opposed to unlocked or open, when you are just surfing. Verisign is the company that provides encryption for FPA websites. If you have any questions about the security of our websites, you can send an email to Webmaster@FPAnet.org.
Site & Service Updates
We also send FPA members site and service announcement updates. Members are not able to un-subscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in connection with issues relating to their account via email or phone.
FPA members are given the opportunity to 'opt-out' from having their information used for purposes not directly related to our websites, at the point where we ask for the information. For example, our membership and order forms have 'opt-out' mechanisms so users who buy a product from us, but don't want to receive marketing material from FPA, can keep their e-mail address off of the marketing lists. Users who no longer wish to receive our electronic communications may opt out of receiving these communications by replying to the email with "unsubscribe" in the subject line, or by e-mailing Member.Services@FPAnet.org.
Copyright Information for the Journal of Financial Planning Website
The Journal of Financial Planning website is owned and operated by the Financial Planning Association (FPA) and contains material that is derived in whole or part from material supplied by the Journal of Financial Planning. All materials posted on this site are subject to international copyright and trademark laws.
You may not modify, copy, reproduce, republish, upload, post, transmit or distribute any material from this site including code, text and software, in any form or by any means, electronic or mechanical, including photocopying, recording, and storage in an information retrieval system, nor may you modify or create derivative works based on the text of any file, or any part thereof without prior written permission from FPA.
Contact Information on FPA PlannerSearch® Website and the FPA Speaker Directory
If you participate in the FPA PlannerSearch® referral program or choose to be listed in the FPA Speaker Directory, information that you have posted on the site, such as your e-mail address and other contact information, may be "scraped," or copied, from our website by third-parties who may use this information to market products or services to you. Please be aware that FPA has no way of controlling information posted on a publicly accessible website and that you are solely responsible for any information posted in connection with FPA PlannerSearch and/or the FPA Speaker Directory.
Correction/Updating Personal Information
If a member's personally identifiable information changes (such as your address), or if a person drops membership, we will endeavor to provide a way to correct, update or remove that member's personal data provided to us. This can usually be done by contacting the Member Services Department at 800.322.4237, option 2, between 9 a.m. and 6:30 p.m. ET, or e-mailing Member.Services@FPAnet.org. Additionally members are able to edit their profile through the Edit Profile web functionality located within FPAnet.org.
In order to be a member of FPA, you must complete an application form and, once a year thereafter, update your contact information on a renewal form. FPA reserves the right to share data that we collect from members with affiliated FPA chapters and for other restricted purposes. During membership application or renewal, we request your business and home contact information (such as name, address, telephone number and e-mail address).
FPA collects your business contact information for several reasons: 1) it is generally the preferred contact address by members receiving membership information from FPA, both electronic or regular mail; 2) we share this information with a local FPA chapter or chapters for the purpose of providing you information about local member benefits, services and educational programs; 3) we use it for membership surveys to better serve you in the future; 4) we may provide temporary and restricted access to independent academic or market researchers on the financial planning profession; and 5) for restricted direct marketing purposes by third-party vendors.
FPA collects your home contact information for two reasons: first, to expand FPA's grassroots database solely for legislative advocacy by matching your residential ZIP code (and you, as a voter) to the districts represented by members of Congress and state legislators; and second, to contact you if mail to your business address is returned to FPA.
None of your home information is shared with any outside third-party vendor except with respect to technical services necessary to maintain or audit FPA's database. These outside vendors are prohibited from sharing your home contact information with anyone else, unless you have provided your home address as your primary contact information. If you have given us only your home contact information on your membership application or renewal, then you must contact us if you do not wish to share it with third-party vendors for marketing purposes. Please contact the Member Services Department at 800.322.4237, option 2, between 9 a.m. and 6:30 p.m. ET, or e-mail Member.Services@FPAnet.org if you do not wish to share your information with third-party vendors.
FPA Internet Mail
As part of its membership benefits and services, FPA may electronically mail news of professional interest to you, including information on FPA products and services, via the Internet. If you do not wish to receive any information from us over the Internet, there are several ways to opt-out. You may opt-out when you fill out your membership application, on your renewal statement or by contacting the Member Services Department at 800.322.4237, option2, between 9 a.m. and 6:30 p.m. ET, or by e-mailing Member.Services@FPAnet.org. Additionally members are able to edit their communication preferences through the Edit Profile web functionality located within FPAnet.org.
FPA Conference and Product Orders
We request information from the user on our order form when planning to attend a FPA conference or to purchase a product or service from us. Attendees must provide contact information (such as name and shipping address) and financial information (credit card number, expiration date). This information is used for billing purposes and to fill customer orders. If we have trouble processing an order, this contact information is used to get in touch with the user.
FPA members can update their membership records by calling the Member Services Department at 800.322.4237 between 9 a.m. and 6:30 p.m. ET, or e-mailing Member.Services@FPAnet.org.
Established members will occasionally receive information on products, services, special deals and newsletters exclusively from FPA. As mentioned earlier, we do not share e-mail addresses of members with third-parties. Out of respect for the privacy of our users, we present the option to not receive these types of communications. Please see our choice and opt-out policy above.
Surveys & Contests
Periodically, FPA may request information from users who participate in our surveys and contests, either via our websites, e-mail, or other media. Participation in these contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as ZIP code or age). Contact information will be used to notify any winners of prizes. FPA may also post surveys on its websites that collect information from the respondent. Individual responses are kept anonymous and confidential unless you opt within the survey to release such information to FPA for the purpose of follow-up conversations, editorial interviews, or other opportunities. Information is distributed in aggregate form.
Contributions to FPA-PAC are strictly voluntary. You may decide not to contribute to FPA-PAC without fear of reprisal or disadvantage, and you will not be favored or disfavored as a result of your decision regarding such a contribution. Contributions are not deductible for federal income tax purposes. Contributions made by corporations are prohibited. Only U.S. citizens and persons admitted to the U.S. for permanent residence may contribute to FPA-PAC. Federal law requires political action committees to report the name, home mailing address, occupation, and name of employer for each individual whose contributions aggregate in excess of $200 in a calendar year.
Children’s Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act). We do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Notification of Changes
This policy was last modified on 7/12/2012